PPO Coverage

You can chose to receive services from any of the Doctors in the "Preferred Provider Organization". Service received outside of the Network is reimbursed at a greatly reduced rate.

HMO Coverage

"Managed Care" plans control medical costs by having all of your care managed by a Primary Physician. You chose one Doctor as your Primary Doctor, and all other care is referred for approval. You have no Deductibles, no claim forms, and no coinsurance.

Medical Savings Plans

Recent laws allow for tax-deductible savings to be set aside to cover "high deductible" PPO Plans. Deductibles are traditionally $1,500.00 to $2,250.00 per person.

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